Get ready to change your life!"


S & B Associates L.L.C. is a boutique credit and lifestyle consulting firm. We specialize in credit restoration, budget planning and goal achieving for our elite clients. We believe everyone should have the opportunity to live their best life. Whether you've been denied a home, auto, personal or business loan, because of life's circumstances, past mistakes, identity theft, inaccurate information etc,  we're here to help guide you through the process to achieving your goals. 

Our Practice

We believe good or bad credit is a lifestyle. Having loans & employment applications denied, being stuck with high interest rates and paying a hefty price is no way to live. So Bobby and Shy our husband and wife duo founded S &B Associates to help others obtain their goals of home ownership, business funding,  new vehicle purchases and a piece of mind through our exclusive & legal methods meant to challenge and get  inaccurate and outdated items removed from your credit report!

Let us show you how great credit can be a tool leveraged to generate wealth for you and your family!

— Bobby Morelli Co-Founder

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We work hard to provide great service and get positive  results on behalf of our clients!